Protecting Canadians - Today and Tomorrow
Unity Life’s Canadian Traditional Markets product line includes quality insurance solutions that respond to the financial security needs of today’s individuals, families, and business owners.
Distributed through Unity Life’s nationwide network of independent insurance distribution partners, our competitively priced life insurance and lifestyle protection products place a strong emphasis on simplicity, innovation and guarantees.
Through our commitment to product and service excellence, and through the fraternal benefits of Foresters™ membership included with most Unity Life individual insurance products, our Traditional products build long-lasting value and security that enhances the lives of Canadians.
Our Traditional products for Canadians include both Unity Life and Foresters™ products:
Term Insurance
The foundation of every insurance portfolio, our term insurance products offer excellent protection and affordable value. They include fully underwritten and non-medical, preferred and non-preferred, and simplified issue options for maximum flexibility to meet a variety of insurance needs and budgets.
Permanent Insurance
Ideal for long-term protection, estate preservation, business or retirement needs, our permanent products are available with various pay periods and surrender options, on a fully underwritten or guaranteed-issue basis.
Universal Life Insurance
Universal life insurance from Foresters is the most versatile product in Unity Life’s traditional portfolio, with multiple plan options and guarantees, and the opportunity for tax-advantaged savings within the policy.
Critical Illness Insurance
Critical illness insurance and other living protection products from Unity Life help protect family and business finances from the financial impact associated with a major illness, accident or other serious medical event. Offered as fully underwritten comprehensive coverage, simplified issue, or hybrid insurance products, our critical illness products address the living protection needs of today’s Canadians.
Savings Products
A number of flexible savings options are available through Unity Life to help
Canadians save for any future goal, whether retirement, a
home renovation or dream vacation. These include Foresters™ Locked-in, Non-Registered
and Registered Retirement Savings Plans (RRSP), and the new Tax-free Savings
Account (TFSA). A choice of daily or guaranteed investment options is
available, ranging from daily interest to 10 year terms, to suit most savings
needs. Foresters savings products are available through Unity Life’s independent
distribution partners in Canada.